The problem with taking risks is that sometimes you will be wrong. Sometimes you will be unsure. Sometimes you will be disappointed.
The problem with not taking risks is that all the growth is in the past.
And the past has a shelf life.
Then he (Jesus) said to the crowd, “If any of you wants to be my follower, you must turn from your selfish ways, take up your cross daily, and follow me. If you try to hang on to your life, you will lose it. But if you give up your life for my sake, you will save it. And what do you benefit if you gain the whole world but are yourself lost or destroyed? (Luke 9:23-25)